Corey Snitker, Coordinator
110 Allamakee St.
Waukon, Ia 52172
Office Phone Number 563-568-4233
Cell Phone Number 563-568-1911
Email is firstname.lastname@example.org
CODE RED sign-up on bottom of page.
Iowa Individual Assistance Program
Residents affected by the August 23, 2016 storms and resulting flooding may be eligible to apply for the Iowa Individual Assistance Program to cover losses experienced due to the flooding. To qualify, households must be located within the disaster declaration area, and must meet income guidelines. Northeast Iowa Community Action Corporation (NEICAC) administers the program in Allamakee County.
Click here for website www.neicac.org – “Flood Assistance” tab
Residents have until Friday 7 October 2016 to apply for this program.
Waukon Location is 953 3rd Ave NW (located at end of West Elementary Parking Lot).
Hours of Operation: Mon, Wed and Fri from 8 – Noon & 1 – 3 PM. Tue and Thu from 8 – Noon
Phone: (563) 568-4224
Postville Location is 134 W Greene St
Hours of Operation: Thu 8 – Noon and Fri 8 – 3:30
Phone: (563) 864-3363
Proof of Income – 2015 Tax Forms
Mobile Home owners need Title
Renters need proof of residence – current lease and need landlords name, address and phone number
Copy of any Insurance
Original itemized receipts for any repairs or replacement items purchased
Vehicle damage requires vehicle registration, driver’s license and liability insurance card
SBA Offers Disaster Assistance to Iowa Businesses and Residents Affected by the Severe Weather and Flash Flooding
Note: Local Office is in Decorah or Spillville for Allamakee Residents.
SACRAMENTO, Calif. – Low-interest federal disaster loans are available to Iowa businesses and residents affected by the severe weather and flash flooding that occurred August 23-24, 2016, U.S. Small Business Administration (SBA) Administrator Maria Contreras-Sweet announced today. SBA acted under its own authority to declare a disaster in response to a request SBA received from Gov. Terry E. Branstad on Sept. 1, 2016.
The disaster declaration makes SBA assistance available in Allamakee, Chickasaw, Clayton, Fayette, Howard and Winneshiek counties in Iowa; and Fillmore and Houston counties in Minnesota.
“SBA is strongly committed to providing Iowa with the most effective and customer-focused response possible, and we will be there to provide access to federal disaster loans to help finance recovery for businesses and residents affected by the disaster,” said Contreras-Sweet. “Getting our businesses and communities up and running after a disaster is our highest priority at SBA.”
“Low-interest federal disaster loans are available to businesses of all sizes, most private nonprofit organizations, homeowners and renters whose property was damaged or destroyed by this disaster,” said SBA’s Iowa District Director Jayne Armstrong. “Beginning Thursday, Sept. 8 and Monday, Sept. 12, SBA representatives will be on hand at the following Disaster Loan Outreach Centers to answer questions about SBA’s disaster loan program, explain the application process and help each individual complete their application,” Armstrong continued. The centers will be open on the days and times indicated below. No appointment is necessary.
Disaster Loan Outreach Center
Christian Life Center
2513 River Road
Decorah, IA 52101
Opens 9 a.m. Thursday, Sept. 8
Wednesdays through Fridays, 9 a.m. – 6 p.m.
Closes 6 p.m. Thursday, Sept. 29
Disaster Loan Outreach Center
Spillville Public Library
201 Oak St.
Spillville, IA 52168
Opens 9 a.m. Monday, Sept. 12
Mondays and Tuesdays, 9 a.m. – 6 p.m.
Closes 6 p.m. Tuesday, Sept 27
Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any property damage.
Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.
Interest rates can be as low as 4 percent for businesses, 2.625 percent for private nonprofit organizations and 1.563 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.
Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloan.sba.gov/ela.
Disaster loan information and application forms are also available from SBA’s Customer Service Center by calling (800) 659-2955 or emailing email@example.com. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. For more disaster assistance information or to download applications, visit https://www.sba.gov/disaster. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The filing deadline to return applications for property damage is Nov. 7, 2016. The deadline to return economic injury applications is June 6, 2017.
Reporting Flood Damage to Allamakee County Emergency Management
The following is a notice to all residents of Allamakee County concerning the recent heavy rains and flooding from the evening of Tuesday 23 August through Wednesday 24 August. We are asking members of the public who experienced damage to their business or home from this event to please contact the Allamakee County Emergency Management Coordinator no later than Friday 16 September to report their flood damage.
This information will be reported to the State of Iowa for potential further action beyond the Iowa Individual Assistance Program. The Allamakee County Emergency Management Coordinator can be reach by phone at 563-568-4233 or by email at firstname.lastname@example.org.
Residents affected by the August 23, 2016 storms and needing bottled water for personal use due to contaminated wells can contact the Emergency Management Coordinator for information at (563) 568-4233.
The following are websites that provide information on various topics concerning post-flood recovery.
Iowa State Extension
Allamakee County Extension and Outreach 1-563-568-6345
Disaster survivors can experience a variety of legal problems: insurance, problems with a landlord (if a renter), contractor scams, consumer scams, difficulty applying for federal and state disaster benefits, etc. If you have any residents (homeowners or renters) that have questions about their legal rights, please feel free to refer them to Iowa Legal Aid. Our toll-free number is (800) 532-1275. Lisa Gavin (email@example.com) and Josh Gaul (firstname.lastname@example.org) are the attorneys available for contact if you have any questions.
Iowa Legal Aid website: http://www.iowalegalaid.org/
IOWA DEPARTMENT OF JUSTICE
OFFICE OF THE ATTORNEY GENERAL
Thomas J. Miller, Attorney General
FOR IMMEDIATE RELEASE
September 2, 2016
Attorney General Miller Cautions NE Iowa Flood Victims about Fraud Potential
Price gouging rules in effect for counties declared disaster areas
DES MOINES – Iowans in northeast Iowa impacted by recent flood damage should be wary of consumer scams and shady contractors who tend to solicit victims of natural disasters.
Consumers should be watchful for clean-up, home repair and construction contractors, especially those who seek business door-to-door and ask for advance payment.
State regulations make price gouging illegal for those counties where a disaster declaration is in effect. Price gouging is defined in the Attorney General's Administrative Rule as raising prices unreasonably above the price at which the merchandise or service was sold in the usual course of business immediately prior to the onset of the emergency. The rule, which applies during the emergency declaration and "subsequent recovery period" up to six months, recognizes that prices may be higher because sellers also often incur increased costs.
Consumer Tips for Flood Victims
Check out the contractor before you sign a contract or pay any money. Ask if the contractor is registered with the Iowa Workforce Development's Division of Labor Services. You can check a contractor's registration online through the Division of Labor Services website, or call 1-800-562-4692 or 515-242-5871). Be sure to check local references. Also, check Iowa Courts Online for past court cases, and see if there are complaints on file with the Better Business Bureau and the Attorney General's Consumer Protection Division.
- Get it in writing. Seek several written estimates for the job you want done. Before any work begins, agree on a written contract detailing work to be done, responsibility for permits, costs, and any other promises. Request a copy of the contractor's liability insurance certificate. Put start and completion dates in writing and consequences if the contractor fails to follow them (For example: The contract could be nullified if the contractor doesn't start on time.).
- Avoid paying large sums in advance to a contractor. If you have to make a partial advance payment for materials, make your check out to the supplier and the contractor. Insist on a "mechanic's lien waiver" in case the contractor fails to pay others for materials or labor.
- In most cases, Iowa's Door-to-Door Sales law gives you three business days to cancel a contract signed at your home.
Advice for Contractors
- A consumer contract must contain all of the material terms, and be fully disclosed to the consumer before the consumer signs the contract – and the contractor must leave a complete copy with the consumer after it is signed.
- While a contractor can advise a consumer on what work and materials are needed to repair storm damage, the consumer must be the person to negotiate the insurance claim with the insurance adjustor or the company.
- If the Iowa Door-to-Door Sales Act applies to the sale, the seller must use the proper language and format required in Iowa, and provide the proper Iowa cancellation forms at the time of sale. (Use of any other form could result in the voiding of the contract as well as civil penalties.)
- A seller cannot include provisions in a contract that materially misrepresent the legal rights of either party, even if the seller has no intention of enforcing the misrepresentations.
- A person collecting on a consumer debt cannot threaten to take action that the collector has no intention of taking.
- If the contractor intends to enforce the document as a contract, the document must clearly and conspicuously disclose that it is a binding contract before the consumer signs it.
- State law prohibits price gouging when a county has been declared a disaster area.
Consumers should contact the Consumer Protection Division if they have consumer complaints about questionable contractors or about price-gouging: